RBL credit card World prime vs world plus vs world max super cards

World prime super card &word plus super card

Rbl world prime card

2999+gst 4times free airport lounge access.

30,000 worth if annual rewards

20,000 for 6 months interest free loan(2.5%processing fee)

50days interest free cash withdrawal (beaware credit card cash withdrawal charge 2.5% on ATM)

Bookmyshow book one get one free twice per month

Ex: 200 each ticket

200+gst+internet gateay charges 220+220= 440

1 ticket discount 200(not gst&other charges)

Every year

10,000 points(worth of 2,000) if you spend

Welcome offer

12,000 Reward Points on payment of joining fees and spends of Rs. 2,000 made within 60 days of Card issuance.

fuel surcharge waiver monthly 150 rupees applies

Only transaction between 500-4000 like all credit cards.

Milestone reward points:

Get 10,000 Reward Points on crossing Rs. 1.5 Lakhs and Rs. 3.5 Lakhs spends in a year (Total = 20,000 Reward Point)

1 reward point =20paise

Reward points: 2 reward points on spending 100 rupees.

2x on online spend

other credit card companies (1inr for spending 100)

With partners&;dining 10x points.

World plus supercard

Annual fee:

4999+gst 55k benefit 8times free airport lounge access.

10x rewards points on dining & internal spends max 5% in transaction 2000 per month.

Welcome gift: 20k reward points worth if 5k INR by spending 2000 within 30days

Bookmyshow: once per month.

Milestone reward:

Cross 3lakh annual spends for 20,000 reward points

Cross 5 lakhs to get 20,000 points additional

Fuel surcharge: 200 per month

airport launge access 8times

complimentary priority membership pass

Interst free cash withdrawal for 50days.

7k if card limit is 76k

Airport lounge access: 8 times free 2 time per quarter 2*4=8.

World max super card

World prime vs world max card

bookmyshow 2times vs 1time

airport lounge access 8 times vs 4times

Annual /joining fee:2999+gst

25000 per month get 1500 rewards points

crossing 40k (1k points) 50k additional 1k points.

5x rewards on bajajfineserv outlets on electronics&home appliances

5% discount or 20 rewards points dining monthly (1000inr)

fuel surcharge 150per month

6free airport lounge access

2x reward on online spends

Bookmyshow: once per month

Annual benefit worth: 22000+

reward points vs annual charges

2 points on 100 spend

4 points on 100 online spend

Milestone rewards: 10000 points on cross 1.5 and 10,000 additional on 3.5 lakh spend

Target spend at least 1.5 lakh annual

(assume offline spend 1.5lakh 3000 points

0.20 or 20% 600 INR, 10K points 2,000inr 2600 INR)

at least 10k per month.

if 1.5lakh online spend 1200inr worth).

loan once per year.

20k for 6months or 10k for 3months 300 processing fee.

FAQs;

does credit card joining bonus /welcome gift appy on renewal

How can I waive annual fee?

through rewards points you can get benefit no annual fee waiver unlike sbi simply click &save cards.

The difference

World max fee 4999. benefits 55k

8 times airport lounge access.

World prime: annual fee 2999, annual benefit 20k

4 times free airport lounge access.

monthly 2 times free 1+1 bookmy show.

World plus: same as rbl world prime but

only 1 ticket free once in month. if you buy 1 you get 1 free on bookmyshow, (gst+, bookmyshow fees applies for 2 tickets)

FAQs on RBL credit cards

interest free period: 30+15=45 days

30days as billing cycle, 15days as grace period.

After this outstanding amount attracts 24%-36% annual interest rate. or 2-3% monthly rate.

almost every credit card company follows this.

Truth about rbl interest free loan 3/6 months?

logic: no interest but processing fee per month.

10000 3 months processing fee 200+GST/month = 600₹+120= 720

20000 for 6 months processing fee 300+GST 300+50=

1800+ 300= 2100₹ as interest – gst 1800

300 per month for 20k = 18% interest rate.

350 per month = 19%

key benefits:

airport lounge access

reward points, fuel surcharge, dining are not a big deal.

if you spend more milestone rewards as gets your annual fee back.

Dear mighty RAJU,

Your Bajaj Finserv RBL SuperCard *XXXX7744* bill dated *Jun 18, 2020* has been sent to your *email ID.* 📮

🗓Payment *due* date: *Jul 08, 2020*

Your statement summary is as follows:

*Opening balance*: Rs.13,687.34
*Payments & credits*: Rs.3,687.33
*New purchases*: Rs.2,999
*Monthly EMI Debits*: Rs.3,333.33
*Taxes*: Rs.539.82

💰*Total* Amount due: *Rs.6,872.15*
💸*Minimum* Amount due: *Rs.4,073.15*

👉 To *pay* now: https://rzp.io/i/8rlHdoo

Download RBL MyCard app: http://onelink.to/hfvukw
More payment options: https://bit.ly/2TDeg5K

Dear GINNE RAJU,

Your Bajaj Finserv RBL SuperCard *XXXX7744* bill dated *Apr 18, 2020* has been sent to your *email ID.* 📮

🗓Payment *due* date: *May 08, 2020*

Your statement summary is as follows:

*Opening balance*: Rs.20,623.84
*Payments & credits*: Rs.3,957.17
*New purchases*: Rs.18,760.84
*Monthly EMI Debits*: Rs.3,333.33
*Taxes*: Rs.0

💰*Total* Amount due: *Rs.22,094.17*
💸*Minimum* Amount due: *Rs.4,271.37*

👉 To *pay* now: https://rzp.io/i/CtJrzj6

Download RBL MyCard app: http://onelink.to/hfvukw
More payment options: https://bit.ly/2TDeg5K

Greetings from RBL Bank! You are yet to start your journey! Spend Rs. 1.5 lacs till 08/06/2021 using your Bajaj Finserv RBL Bank World Prime SuperCard and earn 10,000 Bonus Reward Points. T&Cs apply.

Greetings from RBL Bank! Your Bajaj Finserv RBL Bank SuperCard ending 7744 is pre-approved for Upgrade to World Plus SuperCard. No Documents required. To know more, give a missed call on 7045 906 907 from your registered mobile number.

Greetings from RBL Bank! You are almost there! As on 18/03/20 you have spent Rs. 29385 using your Bajaj Finserv RBL Bank World Prime SuperCard. Spend Rs. 120615 or more till 08/06/2020 and earn 10,000 Bonus Reward Points. T&Cs apply.